Trip planning
What travel insurance do you need for Venezuela and what can be excluded?
Official stated by a public body on its page, in a statement or in the Gazette. Reported from operators, press or travel media, with their date. Unconfirmed no reliable source: confirm before you go.
No government requires insurance to enter Venezuela, but without it you pay for hospital stays and repatriation yourself. The real problem is different: some insurers exclude Venezuela by name and others leave you uncovered if you travel against your government’s advice. Before you pay, ask in writing that Venezuela is inside the policy’s territorial scope and what it excludes.
Is travel insurance mandatory for Venezuela?
No. No official source we consulted asks for it to enter Official. What governments do say is to have it:
- Spain recommends insurance “as broad as possible”: private healthcare is very expensive, public healthcare is short of supplies, and hospital stays and repatriation are at your own cost Official.
- The U.K. advises against all but essential travel and warns: “Your travel insurance could be invalidated if you travel against advice” Official.
- Canada advises avoiding all travel; if you are Canadian, check whether your policy excludes “avoid all travel” countries Official.
Why is it hard to find cover for Venezuela?
There are three different mechanisms, and it helps to tell them apart:
| Mechanism | What it means | What the source says |
|---|---|---|
| Excluded country | The insurer covers nothing that happens in that country | A Belgian assistance insurer answered on 2023-09-20: “Venezuela is excluded from our assistance cover” Reported |
| Travel advisory | If you travel against your government's advice, the policy may stop applying | The U.K. warns it can be invalidated Official |
| Known event | What has already happened when you buy the policy is not covered | Squaremouth said in January 2026 that cancellations tied to the U.S.–Venezuela conflict would be excluded on new policies Reported |
Squaremouth adds that some policies exclude countries with unrest and, if so, tell you before you buy Reported. It is an insurance comparison site: treat it as guidance, not as a policy’s wording.
What should insurance for Venezuela cover?
| Cover | Why it matters here |
|---|---|
| Medical costs paid directly | Private healthcare is very expensive and public healthcare is short of supplies Official. If the insurer pays the provider you do not advance the money |
| Evacuation and repatriation | Spain notes they are at your own cost without insurance Official |
| Territorial scope | That Venezuela, and the area you visit, are not excluded |
| Adventure sports | If you will trek, for example Roraima, check they count |
| Cancellation | If you prepay a package like Canaima, see which causes it covers |
A real example with prices: IATI Mochilero
IATI’s Venezuela guide recommends a single product, the Mochilero plan Reported. This is what its own page says, with no publication date (2026 footer):
| Item | Published figure |
|---|---|
| Medical costs | up to €1,500,000, no deductible, paid directly to the provider |
| Repatriation | 100% |
| Luggage (theft and damage) | up to €3,000 |
| Cancellation | optional, up to €6,000, for the causes in the policy |
| Price, 1 / 2 / 3 weeks | €48.52 / €83.18 / €105.83 |
The page mentions no exclusions for travel advisories or conflicts, and the price of the cancellation add-on does not appear. That does not mean they do not exist: they are in the policy’s general conditions, which are what counts. We show it as an example of what an insurer publishes, not a recommendation; we do not sell insurance or earn a commission.
What to ask the insurer, in writing
Is Venezuela in the territorial scope and not on the excluded-country list?
Get the answer by email or a saved chat.
Does the policy become void if I travel against my government's advice?
The current advisories are in is Venezuela safe to visit?.
Does it cover the exact area I will visit?
The U.S. rates rural Bolívar, where Canaima and Roraima are, Level 4 Official. Ask whether that changes your cover.
What does medical evacuation pay and what is the limit?
Ask for the cap in euros or dollars and who coordinates the transfer.
Does it pay the hospital directly or reimburse you?
It is the difference between advancing nothing and advancing everything.
What does cancellation cover for earthquakes and unrest?
The June 24, 2026 earthquake has already happened: ask whether a new policy treats it as a known event.
Do my activities count?
Trekking, canoe trips and flights over the falls may be listed as adventure sports or fall outside.
When to buy
Buy the insurance when you make the first payment for the trip, not the day before. Per Squaremouth, cancel-for-any-reason can only be added within 14 to 21 days of the first deposit, and only part of the policies offer it Reported.
What we don’t know
- Which insurers cover Venezuela today. We found no reliable list and terms vary by product: the only by-name exclusion we found is from 2023.
- Whether a new policy excludes the June 24 earthquake or unrest.
- The price of IATI’s cancellation add-on and when its page was updated.
- Insurance for Venezuelans travelling abroad: a different case with different requirements, not covered here.
This page is reviewed every month; changes are logged in the updates log. Before you go, review the entry requirements and the flights operating today.
Questions people ask
Is travel insurance mandatory to enter Venezuela?
No. No official source we consulted requires it to enter. Spain recommends insurance “as broad as possible” because private healthcare is very expensive, public healthcare is short of supplies, and hospital stays and repatriation are at your own cost.
Do all travel insurance policies cover Venezuela?
No. Some insurers exclude countries by name: a Belgian assistance insurer answered on Sept 20, 2023 that Venezuela was excluded from its cover. Others exclude or void the policy if you travel against your government's advice, as the U.K. warns.
What should travel insurance for Venezuela cover?
At minimum: medical costs paid directly to the provider, evacuation and repatriation, and Venezuela and the areas you visit inside the policy's territorial scope. If you will trek, adventure sports should be included; if you prepay a lot, look at cancellation.
How much does travel insurance for Venezuela cost?
As an example, the IATI Mochilero plan, which IATI's own Venezuela guide recommends, costs 48.52 euros for 1 week, 83.18 for 2 and 105.83 for 3, with up to 1,500,000 euros in medical costs. The page is undated: confirm the price when you get a quote.
What is cancel-for-any-reason (CFAR) cover?
An upgrade that refunds part of the trip even if you cancel without a covered reason. Per Squaremouth, it can only be added within 14 to 21 days of your first trip deposit, and not every policy offers it.
Sources checked on November 10, 2026
- Spanish Ministry of Foreign Affairs, travel advice for Venezuela, updated 2026-09-17
- UK Government (FCDO), Venezuela travel advice, updated 2026-10-14
- Government of Canada, Venezuela travel advice, updated 2026-10-13
- U.S. State Department, Venezuela Travel Advisory (issued 2026-06-27, read 2026-11-09)
- IATI Seguros, travel insurance for Venezuela (Spanish, undated, © 2026; read 2026-11-10)
- Europ Assistance (Belgium), “Is my trip to Venezuela covered?” (answer of 2023-09-20)
- Squaremouth, travel insurance coverage for the U.S.–Venezuela conflict (January 2026)
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